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Maybe you always wonder why your pocket money disappears（消失）so quickly．Well，this may be because you don’t have a budget．If you try a budget for your pocket money, you will find you can stop your money from going so fast．

    A budget is a careful plan to control（控制）where your money goes．Reasonable（合理的）budget can help you spend your money reasonably． 

  Sounds useful? Look at the following before you start your budget：

    Every day there are things you have to pay for, like school lunches and buses．There are also things you would like to spend money on just for fun! All these are your daily expenses（開銷）．

    Since you can’t have money for everything, you have to make choices．you need to ask if you really need something or just want it．Needs are what you must have in order to live，like food and water．Wants are things you would like to have or do，but not necessary ,for example．CDs and cartoons．

    When making a budget，you should first make it clear that how much money you have and how much money you must spend on needs，and then think over how to deal with the left-if there is.

So keep an eye on your budget．Your needs may change into wants，or your Wants may.change into needs．

（   ）1．If you want to stop your money from going fast，you should make

A．needs              B．a(chǎn) list           C．a(chǎn) change             D．a(chǎn) budget

（   ）2．You couldn’t live without

A．needs             B．wants         C．plans                D．hopes

（   ）3．The money you pay for________ is your expense

A．something                                      B．a(chǎn)nything       

C．something necessary                                D．a(chǎn)nything interesting

（   ）4．The passage is probably written for

A．babies           B．teachers       B．boys                D．students

（   ）5．The best title for the passage is________

A．Money                                           B．Needs or Wants    

C．Control Your Spending                      D．Spend Your Money